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London Bridge Insurance

2886 Sweetwater, B106
Lake Havasu City, AZ 86406

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Arizona Homeowners with Home Insurance Coverage

Home Insurance in Arizona

Protecting the Place You Call Home

Owning a home in Arizona has its own rhythm. Summers bring monsoon winds and heavy rain, many properties include pools, casitas, or RV garages, and plenty of Lake Havasu City residents split their year between here and somewhere else. A good homeowners policy reflects all of that, protecting the house, the belongings inside, and your responsibility to guests.

At London Bridge Insurance, we explain how your policy works before you ever need it. Our agents review your home, your belongings, and your plans so your coverage fits the way you live. We work with trusted carriers including Chubb, Travelers, Liberty Mutual, and Safeco to serve homeowners across Mohave County, Phoenix, and all of Arizona.

What a Homeowners Policy Covers

  • Dwelling: Helps repair or rebuild the structure of your home after a covered loss.
  • Other Structures: Covers detached garages, casitas, fences, and similar structures.
  • Personal Property: Helps replace furniture, electronics, clothing, and other belongings.
  • Loss of Use: Helps with temporary living expenses if your home becomes unlivable after a covered loss.
  • Personal Liability: Protects you if someone is injured on your property or you accidentally damage someone else's property.

Home Insurance FAQ

Arizona law does not require it, but if you have a mortgage, your lender will almost always require it.

Most homeowners policies do not include flood coverage. It is typically available as a separate policy, and we can help you decide whether it makes sense for your property.

It can. Seasonal and second homes are often insured differently than a primary residence, especially if the home sits empty for months. Let us know how you use your home so your policy reflects it.

Get Your Arizona Home Insurance Quote

Ready to review your options? Start with our online home insurance quote, or contact us at 928-540-5200 to talk with a local London Bridge Insurance agent.

  • Chubb
  • Johnson & Johnson
  • Liberty Mutual
  • Progressive
  • Travelers

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