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London Bridge Insurance

2886 Sweetwater, B106
Lake Havasu City, AZ 86406

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Arizona Motorcycle Insurance Coverage

Motorcycle Insurance in Arizona

Coverage for Arizona Bikers

Arizona is a rider's state. Mild winters, open desert highways, and scenic routes in every direction mean many motorcycles here see the road all year rather than a few months at a time. Motorcycle insurance protects your bike, your gear, and your responsibility to others, with coverage shaped around how and where you ride.

At London Bridge Insurance, we ask about your motorcycle, how often you ride, and whether you carry a passenger or travel long distances. Then we walk through each coverage so you know exactly how your policy works before you head out. Through carriers such as Progressive and Safeco, we serve riders in Lake Havasu City, Mohave County, Phoenix, and throughout Arizona.

Arizona Motorcycle Insurance Requirements

Arizona requires motorcycle riders to carry the same minimum liability limits as drivers: $25,000 for bodily injury per person, $50,000 per accident, and $15,000 for property damage. Many riders choose higher limits and added coverage to better protect themselves and their bikes.

Motorcycle Coverage Options

  • Liability: Pays for injuries and property damage you cause to others.
  • Collision and Comprehensive: Helps repair or replace your bike after an accident, theft, fire, or storm.
  • Uninsured and Underinsured Motorist: Protects you when the other driver lacks enough coverage.
  • Accessories and Custom Parts: Covers aftermarket upgrades, saddlebags, and custom work.
  • Riding Gear: Helps replace helmets, jackets, and other protective gear.

Motorcycle Insurance FAQ

No. Motorcycles need their own policy, though we can coordinate it with your auto insurance so your coverage works together.

Many carriers offer options for bikes that are stored for long periods. We can review how you ride and help set up coverage that fits.

Motorcycle Insurance in Lake Havasu City

Contact us or call 928-540-5200 to speak with a London Bridge Insurance agent in Lake Havasu City who will walk you through every part of your policy.

  • Chubb
  • Johnson & Johnson
  • Liberty Mutual
  • Progressive
  • Travelers

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