Your employees are the reason the work gets done. Workers compensation insurance supports them when a job-related injury or illness happens, helping pay for medical care and a portion of lost wages while they recover. It also protects your business by providing a clear, established process for handling workplace injuries.
At London Bridge Insurance, we help Lake Havasu City employers understand how workers compensation works and how their policy is built. We review your payroll, job duties, and staffing so your employees are classified correctly from the start. Working with trusted carriers, we serve employers across Mohave County, Phoenix, and throughout Arizona.
Arizona law requires public and private employers with one or more employees, whether full-time or part-time, to carry workers compensation coverage. The program is overseen by the Industrial Commission of Arizona. Sole proprietors and partners without employees are generally not required to cover themselves, though some choose to.
Yes. Arizona requirements apply to part-time workers as well as full-time staff, which matters for businesses that add help during busy seasons.
True independent contractors are generally not counted as employees. How a worker is classified depends on the actual working relationship, so we can help you review it.
Contact us or call 928-540-5200 to speak with a London Bridge Insurance agent in Lake Havasu City. Many employers coordinate workers compensation with general liability insurance and commercial auto insurance, and we can review it all together.
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