Condo ownership comes with a shared arrangement. Your homeowners association typically insures the building and common areas, while you are responsible for your unit, your belongings, and your personal liability. Condo insurance, often called an HO-6 policy, is designed to cover your side of that arrangement so the walls you own and the life you keep inside them are protected.
London Bridge Insurance helps condo owners in Lake Havasu City read their association documents and understand exactly where the master policy ends and their own coverage begins. From there, we build your policy around how you use your unit. With carriers including Chubb, Travelers, Liberty Mutual, and Safeco, we serve condo owners across Mohave County, Phoenix, and throughout Arizona.
It depends on your association's master policy. Some cover original fixtures inside units, while others cover only the exterior structure. We review those documents with you to set the right amount.
It can. Renting your unit full time or as a vacation rental often calls for different coverage. Visit our renters and investment properties page or ask us about your plans.
Contact us or call 928-540-5200 to speak with a London Bridge Insurance agent in Lake Havasu City who will review your association documents and explain how your condo policy works.
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