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London Bridge Insurance

2886 Sweetwater, B106
Lake Havasu City, AZ 86406

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Arizona Business Owner’s Policy Insurance Coverage

Business Owner's Policy in Arizona

Core Business Protection in One Package

A business owners policy, often called a BOP, is the foundation of protection for many small and mid-sized businesses. It brings three core coverages together: commercial property for the building and belongings your business depends on, general liability for your responsibility to the public, and business income to help keep operations funded after a covered loss. The result is one policy, one renewal date, and one clear picture of your protection.

London Bridge Insurance helps Lake Havasu City businesses decide whether a BOP is the right fit and how to set it up. We walk through each part of the package and point out anything that needs separate coverage. With carriers including Travelers, Liberty Mutual, and Chubb, we serve business owners in Mohave County, Phoenix, and across Arizona.

What a Business Owners Policy Typically Includes

  • Commercial Property: Protects your building, equipment, inventory, and supplies.
  • General Liability: Covers claims of bodily injury or property damage tied to your operations.
  • Business Income: Helps replace lost income while you recover from a covered loss.

Who a BOP Is Designed For

BOPs fit small to mid-sized businesses with straightforward operations, such as retail shops, offices, restaurants, and salons. Eligibility depends on your industry, revenue, and size.

Options to Add or Consider Separately

  • Equipment Breakdown: Covers mechanical or electrical failure of equipment.
  • Data Breach Coverage: Helps respond if customer information is exposed.
  • Professional Liability: Addresses claims tied to advice or services you provide.

Business Owners Policy FAQ

Some do, depending on the type of work and the carrier. Others may be better served by a home business endorsement.

Find Out if a BOP Fits Your Business

Contact us or call 928-540-5200 to speak with a London Bridge Insurance agent in Lake Havasu City who will review your business and explain how a BOP could work for you.

  • Chubb
  • Johnson & Johnson
  • Liberty Mutual
  • Progressive
  • Travelers

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